Building wealth is a result of consistent habits, not just lucky breaks. Begin by living below your means — spend less than you earn and save the difference. Increase your income sources by starting a side business, learning in-demand skills, or investing in assets that appreciate in value.
Reinvest your earnings rather than spending them immediately — this accelerates growth over time. Monitor your net worth annually to track progress and adjust your strategy. Avoid unnecessary debt, and make your money work for you through investments, not idle savings. Over time, the combination of discipline, smart investing, and continuous learning can make each year financially better than the last.
